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Personal Loans in Gauteng

Are you searching for the best personal loans in Gauteng? Learn about the available loan offers so you can find the most suitable solution for your budget and needs.

Simply input your desired loan amount and repayment duration below to calculate your likely monthly repayments.

Calculate repayments

Loan Amount

R20,000

Term

3 months

Arcadia Finance

Consolidation Loans

Estimated Month Repayments
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
R10,000
to R250,000
Arcadia Finance helps you find the best debt consolidation loans from leading South African loan providers by comparing options from authorised banks and lenders. Fill out our free, no-obligation, online application to save hundreds of rands in interest rates and costs.
Arcadia Finance

Personal Loans

Estimated Month Repayments
Interest Rate
15.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
R10,000
to R250,000
Arcadia Finance helps you find the best loans from leading South African loan providers by comparing options from authorised banks and lenders. Fill out our free, no-obligation, online application to save hundreds of rands in interest rates and costs.
MyLoan

The Right Personal Loan Matched to You

Estimated Month Repayments
Interest Rate
16.00%
APR
Repayment Period
12 months
to 72 months
Loan Amounts
R5,000
to R250,000
MyLoan is the easiest way to get loan offers from many lenders. With one application, you will be pre-vetted at many lenders and can see which lenders can give a loan to you today!

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Minimum and maximum loan periods vary between 1 months and 10 years. Comparison interest rates vary between 6.55% and 60% p.a. Total interest repayments vary between R685.05 and R844.12 over the life of the loan. *Comparison rate is based on an unsecured loan of R20,000 for a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. These rates can change without further notice. All rates quoted are per annum. For more information regarding fees click on "View fees & additional info +" for each product or contact the provider.

Personal loans in Gauteng – South Africa

Where can you find the best loans in Gauteng?

Compare the best loans from top South African personal loan lenders – we have gathered them in one place so you can make a quick, final decision. To apply, check our comparison tables above and click “Go to Site” so you can visit the lender’s website.

How do personal loans work if you stay in Gauteng?

Borrowing limits typically range between R2000 and R300 000. Repayment terms are between 12 months and 72 months. Your personal loan can also have the following features:

  • Secured or unsecured. Most personal loans are unsecured. However, you can get a lower interest rate by choosing a secured personal loan. A secured loan uses an asset, for example, a car, to guarantee the loan but you can lose the asset if you miss repayments.
  • Variable rate or fixed rate. This applies to the interest rate – does it change or stay the same? Choose the one that matches your preferences.
  • Loan charges and fees. Aside from interest rate, you can also be charged an initiation fee, monthly service fee, and early or late payment fees.
  • Monthly instalments. Use our calculator to find your expected monthly payments. Simply adjust the sliders to enter your desired loan amount and loan term, then click calculate.

Types of personal loans you can find in Gauteng

How to find personal loans for bad credit in Gauteng

If you don’t qualify for average credit loans, good credit loans, or excellent credit loans, consider applying for a bad credit personal loan. To lower the risk to the lender, you might need to secure the loan or pay a higher interest rate.

Can you also find blacklisted personal loans in Gauteng?

Loans for the blacklisted might be challenging to find. Ultimately, you need to improve your credit score if you have too many rejected loan applications. In the meanwhile, you can also consider payday loans in Gauteng since those don’t often involve credit checks.

What you need to apply online

  • Be 18 years or older;
  • A regular, monthly income; and
  • Copies of your South African ID, bank statements, payslips, and proof of residence.

To make your loan application, simply move up to our comparison tables and click “Go to Site” for the lender you want.

Popular personal loans searches

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